• This is a product in the form of a top-up loan that is available for those members with loan balances and who wish to get normal loans.
  • Members are allowed to request for this loan and a commission of 5% is charged on total outstanding loans.
  • This loan is treated as a normal loan and therefore all applications should be received on or before 5th of every month. 
  • Authority for deduction of 5% interest on early redemption should be made in writing. The 5% interest on early redemption and the balance of the loan is reduced from the new loan.